Teri Smith – Ameris Bank Mortgage

Teri Smith - Ameris Bank Mortgage is a mortgage lender in Columbia, SC, located at 1333 Main St. Teri Smith, a Mortgage Banker with NMLS #511777, has worked in the mortgage industry since 1988. She provides lending solutions including FHA Loans, First-Time Homebuyer Loan Programs, New Construction Loans, USDA Loans, and VA Loans. Her contact information includes the phone number 803-206-0670 and the email [email protected].

Smith was named the #1 Mortgage Banker from the SC State Housing Finance & Development Authority in 2017. She has received several Regal Circle Mortgage Lender Awards for excellence in new construction lending from the Sales and Marketing Council of the Building Industry Association of Central Carolina. Additionally, she earned the Mortgage President's Club award in both 2020 and 2021. The service area supports customers through the entire loan process, from initial application and borrower checklists to closing and moving into a new home. Resources are available for home affordability, comparing mortgage loans, calculating payments, and finding down payment assistance programs through Fannie Mae's search tool.

Teri Smith - Ameris Bank Mortgage serves Columbia, SC, offering specific loan products such as USDA and VA loans alongside standard FHA and conventional options. With industry experience dating back to 1988 and recognized awards for new construction lending, the business provides a focused approach to helping residents achieve homeownership goals in the local market.

Services:

• Adjustable Rate Mortgages
• FHA Loans
• First-Time Homebuyer Loan Programs
• Fixed-Rate Mortgages
• New Construction Loans
• USDA Loans
• VA Loans