Ufirst Federal Credit Union

Ufirst Federal Credit Union is a credit union in Plattsburgh, New York, serving individuals and businesses across the North Country with personal and business banking, lending, and financial services. Founded in 1971 by SUNY Plattsburgh faculty and staff, the credit union has grown from a briefcase-based operation to a community-chartered institution with a focus on member-first service. It offers a range of products including credit cards with enhanced security and online access, low-rate recreational loans as low as 2.99% APR, high-yield money market accounts with tiered rates up to 4.00% APY, and Minute Money Loans for back-to-school expenses. The credit union also provides merchant services through Clover, enabling local businesses to accept modern payments and manage operations efficiently. With a 4.10 rating based on customer reviews, Ufirst Federal Credit Union is recognized for its accessible service and community engagement.

The credit union traces its roots to a small group of educators who sought fair financial services for their peers, evolving into a full-service institution that now serves a broad membership base. Its leadership team, including President/CEO Kasey Kirk and other long-tenured executives, emphasizes member experience and financial empowerment. The credit union is governed by a volunteer Board of Directors composed of local members, reflecting its community-driven mission. Ufirst also supports regional causes, such as the Inaugural Dash for Dementia, a 5K event honoring those affected by dementia, and partners with organizations like Working Advantage to offer members exclusive discounts on entertainment, travel, and local attractions.

Located on Rugar Street in Plattsburgh, the credit union sits about half a mile from Peter S. Bulmette Park and a short distance from the Adirondack Northway, State University of New York Plattsburgh Field House, and Wellnow Urgent Care. Its proximity to major roads like State Route 3 and Cornelia Street makes it accessible to residents throughout the North Country.

Ufirst Federal Credit Union is known for its longstanding commitment to the Plattsburgh community, combining decades of local presence with modern financial tools and personalized service. As a member-owned institution, it continues to strengthen the region’s economic vitality through accessible banking, innovative products, and community-focused initiatives.