Joshua Epps at Rate (NMLS #430939) of Myrtle Beach

Joshua Epps at Rate (NMLS #430939) is a mortgage lender in Myrtle Beach, SC, specializing in home purchase loans, mortgage refinancing, and fast closings. He serves individuals and families across the Myrtle Beach area, offering tailored solutions such as VA loans, FHA loans, USDA loans, jumbo loans, bank statement loans for self-employed borrowers, physician loans, and low down payment options with as little as 3% down. His expertise includes securing competitive rates through the Lock ‘N’ Roll program, enabling clients to lock in rates for up to 90 days without a signed contract, and facilitating same-day loan approvals through his accelerated timelines program. With over a decade of experience as a mortgage loan officer and a background in finance from the University of SC, he brings deep local knowledge and a client-focused approach to every transaction. He is known for making the mortgage process simple, fast, and stress-free, supported by a strong reputation for transparency and customer service.

Joshua Epps, a Producing Partnership Area Manager at Rate, has been in the finance industry for 14 years, with 11 of those dedicated to mortgage lending. Born and raised in SC, he is deeply rooted in the community, having lived in Myrtle Beach for eight years with his wife and three children. His professional journey reflects a commitment to empowering clients through financial education and accessible homeownership solutions, including down payment assistance programs and innovative fintech products like 5-minute pre-approvals and lightning-fast HELOCs with no in-person appraisal required. He emphasizes personalized service, leveraging Rate’s digital platform to streamline the mortgage experience while maintaining a human touch.

Joshua Epps at Rate operates from Office #403 at 2411 North Oak Street in Myrtle Beach, SC. The office is located on a major commercial corridor in the city’s central district, serving as a key access point for residents and visitors seeking mortgage services. The location is well-positioned within the city’s financial and service hub, providing convenient access for clients across the region.

Joshua Epps is recognized for his consistent delivery of fast, transparent, and client-centered mortgage services. His business is distinguished by a well-optimized, thoroughly documented online presence that reflects a high level of professionalism and reliability. With a strong foundation in digital innovation and a proven track record of customer satisfaction, he stands among the most trusted mortgage lenders in Myrtle Beach, consistently helping clients achieve their homeownership goals with confidence and efficiency.

As a trusted guide in Myrtle Beach’s real estate market, Joshua Epps combines deep local insight with national lending expertise, making homeownership accessible and achievable for a diverse range of clients across the region.

Services:

• Brush Cutting
• Commercial Land Clearing
• HELOC Loans
• Home Equity Loans
• Home Purchase Loans
• Mortgage Loans
• Mortgage Pre-approval
• Mortgage Refinancing