Teri Smith – Ameris Bank Mortgage

Teri Smith - Ameris Bank Mortgage is a mortgage lender in Columbia, SC, serving individuals and families seeking home financing solutions. With expertise in FHA Loans, first-time homebuyer programs, new construction loans, USDA Loans, and VA Loans, Teri Smith provides personalized guidance throughout the mortgage process. She has been active in the mortgage industry since 1988 and is recognized for her dedication to client success, including being named the #1 Mortgage Banker by the SC State Housing Finance & Development Authority in 2017 and earning multiple Regal Circle Mortgage Lender Awards for new construction lending. Her services are available to clients across Columbia and surrounding areas.

Teri Smith, a licensed mortgage banker with NMLS #511777, emphasizes staying current with industry trends to offer clients the most up-to-date lending solutions. She supports borrowers through every stage of the home loan journey, from initial application to closing, and provides resources such as mortgage calculators, affordability tools, and down payment assistance guidance. Her approach focuses on transparency, education, and personalized service, helping clients understand their options and make informed decisions.

Located at 1333 Main St in Columbia, SC, the office sits on a major commercial corridor in the heart of the city. The address is within walking distance of the Columbia Metropolitan Airport and near the SC State House, placing it in a central location for residents and professionals throughout the region.

Teri Smith is known for her long-standing commitment to the Columbia community and her consistent track record of helping clients achieve homeownership. Her recognition through industry awards and her decades of experience reflect her reputation as a trusted and results-driven mortgage professional.

Services:

• Adjustable Rate Mortgages
• FHA Loans
• First-Time Homebuyer Loan Programs
• Fixed-Rate Mortgages
• New Construction Loans
• USDA Loans
• VA Loans