ClearPoint Health

ClearPoint Health is a health insurance provider in Columbia, SC, specializing in alternative funding solutions for employee benefits. The company focuses on captive programs, level funded carrier panels, medical stop loss carrier panels, and pharmacy solutions. It serves employers and benefit advisors by offering cost management resources and digital alternative funding centers. The business aims to make healthcare sustainably affordable for American employers, providing flexible and cost-effective benefit plans that put employers in control of their financial outcomes.

The company’s approach is defined by a governance-first strategy, utilizing optimized health plan stacks and SAFE standards to protect underwriting integrity. It emphasizes clinically driven action to proactively identify rising risks and avoidable costs, turning data into actionable insights for better care and lower expenses. Engagement impacts pricing through incentives and employer-specific scoring that align behavior with financial results. Unified data and reporting guide continuous performance, moving decisions away from annual surprises. ClearPoint Health operates on core values of being resourceful, accountable, respectful, adaptable, and dependable. The team works with employers and advisors at every stage of the journey, from initial exploration to full implementation, ensuring the right captive solution is found without complication. The company acts with integrity, building trust and transparency in all interactions while approaching challenges with humility and a drive for excellence.

ClearPoint Health is located at 1122 Lady Street, Suite 231, in Columbia, SC.

By combining governance, clinical action, and data intelligence, ClearPoint Health provides a structured alternative to traditional funding options, helping employers in Columbia manage unpredictable healthcare spend and achieve sustainable affordability.

Services:

• Alternative Funding Solutions
• ClearPoint Captive Programs
• Cost Management
• Pharmacy Solutions