W.M. Means Company

W.M. Means Company is a family-owned insurance agency in Charleston, SC, serving residents and businesses across the peninsula with a focus on homeowners, auto, flood, valuable items, excess liability, builders risk, and commercial insurance. With a history spanning nearly 90 years, the agency has insured most homes on the Charleston Peninsula at some point, and it remains the oldest insurance agency in downtown Charleston. The company is operated by the third and fourth generations of the Means family, reflecting deep local roots and long-term commitment. It represents top-rated insurance providers across the U.S., offering personalized service based on decades of experience.

The agency’s team includes Richard W. Hutson, Jr., a principal with 40 years of experience, and Richard W. Hutson, III, who has served as a producer for six years. Ashley K. Jackson, the office manager, brings 15 years of experience, while Lauren Mackie, an account manager, has 12 years in the field. The team is dedicated to providing thorough, no-obligation policy reviews and tailored coverage solutions for individuals and businesses throughout the region.

Located at 64 Broad Street, the agency sits just a short walk from several historic landmarks. It is about 17 meters from both The Confederate Home and the Daniel Ravenel House Marker, and within walking distance of the Henry Timrod public artwork and the George Washington Statue, all situated near the city’s historic core. The Corporation Counsel office is also nearby, reflecting the agency’s presence in a central civic district.

Despite a 3.00 rating from four reviews, the company’s longevity and family legacy underscore its consistent presence in Charleston’s insurance landscape. Its deep roots and generational continuity highlight a trusted, locally embedded service model that has endured for nearly a century. W.M. Means Company remains a fixture in Charleston’s downtown, known for its enduring commitment to protecting homes and businesses in one of the city’s most historic and valued neighborhoods.