Run a free full auditPC&L Agency, Inc. is a general insurance agency located at 1064 Gardner Rd Ste. 216, Charleston, SC 29407. It holds a rating of 4.50 based on 4 reviews. The agency specializes in coastal homeowners insurance, personal insurance, commercial insurance services, and workers' compensation insurance. It provides personal protection through coverages such as auto, homeowners, umbrella liability, boats, jewelry, and belongings. For commercial clients, the agency offers business auto insurance, liability insurance, workers' compensation, and liquor liability coverage for businesses serving alcohol. The agency works with multiple insurance providers to offer different products and coverages, including specialty markets for higher risk accounts and options for wind, hail, named storm, and hurricane situations.
PC&L Agency, Inc. has been providing insurance protection for over a decade and operates multiple locations throughout SC, including Hilton Head, Bluffton, and Charleston, as well as a corporate office in Charleston. The agency team includes specialists in personal and commercial lines, as well as Hispanic business specialists. Key personnel include Bruce Bishop, President, and Joey Jutzeler, Vice President of Operations, who can be reached at the corporate office. Mary Winningham serves as Vice President of Personal Lines, while Sandy Padgett Arms handles Commercial Lines. Antonella Zoccolillo is the Personal Lines Account Manager.
The agency also employs Melissa Mantini in Personal Lines and Andrew Crowley as an Account Manager/Agent. Barbara Padgett serves as Vice President of Finance. In addition to the Charleston office, the agency has a presence in Hilton Head with Dottie Miller and Mariana Palacios as Personal Lines specialists. Bluffton features Laura Garzon Facenda, Maria Laverde, Karen Mosqueira, Viry Jimenez, and Adriana Giglio as Personal/Commercial Hispanic Business Specialists. Charleston operations are overseen by Bruce Bishop and Joey Jutzeler. Spartanburg has Stacey Fish as a CISR. Orlando and The Villages locations are managed by Jerry Bishop. The agency tailors commercial coverage for businesses of various types and sizes, aiming to provide the best possible coverage at competitive prices.
The agency is situated on Gardner Road, approximately 0.1 miles from Sam Rittenberg Boulevard and the Quickshot Shooting Range.
SEOScanPRO awarded a performance score of 86 out of 100, which reflects how quickly the website loads to keep visitors engaged and aid search engine ranking. The business also received an authority score of 75 out of 100 from SEOScanPRO.
BizScoreAI scanned the website pclagencyinc.com on June 8, 2026. PC&L Agency, Inc. of Charleston has a BizScore of 36 out of 100.
AI visibility scan by category: AI Discovery 0 of 25 points, Structured Data 0 of 25 points, Content Readiness 5 of 30 points, AI Trust Signals 8 of 20 points.
Website audit sub-scores (out of 100): On-Page 23, Technical 38, Performance 86, Content 55.
Strengths: 2 checks passed. AI Content Blocking, About/Team Page.
Areas to improve: 7 checks. llms.txt (failed), Structured Data (failed), Q&A Content (failed), Meta Description (failed), Weak Heading Structure (warning), XML Sitemap (warning), Author Signals (warning).
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