Cay Insurance Services

Cay Insurance Services is an insurance agency in Charleston, SC, providing personalized commercial and personal insurance solutions through a client-first approach. With a legacy spanning nearly a century, originally rooted in marine insurance, the agency offers a full range of coverage options and emphasizes integrity, professionalism, and tailored service. They serve individuals and businesses throughout the region, consistently delivering results such as 63% premium savings on flood policies and streamlining multi-carrier policies into single, simplified plans. Their commitment to client needs is reflected in testimonials from long-term professionals and Fortune 50 executives who praise their exceptional service.

The agency operates as a privately owned, owner-managed firm, ensuring clients work directly with decision-makers who advocate on their behalf. Their service model centers on objective, non-biased advice and dedicated client management, with a focus on identifying coverage gaps, enhancing protection, and uncovering cost-saving opportunities. They do not represent any other business, allowing them to serve clients with full transparency and alignment of interests. Their services include comprehensive insurance analysis, policy placement, and ongoing support, all designed to provide durable, customized solutions.

The Charleston office is located at 40 Calhoun Street, Suite 475, within the historic district of the city. It sits on Peachtree Road NW, a prominent thoroughfare in Atlanta, though the Charleston location is situated in a central urban area known for its historic architecture and cultural institutions. While specific nearby landmarks are not listed, the office is positioned in a well-established commercial corridor of the city.

Cay Insurance Services stands out for its enduring focus on trust, personalized service, and measurable results, earning recognition from long-time clients and industry leaders. Their reputation for excellence is built on decades of consistent, client-centered outcomes and a commitment to simplifying complex insurance needs. In Charleston, they are a trusted partner for those seeking reliable, transparent, and results-driven insurance solutions.

Services:

• Commercial property and liability insurance
• Flood insurance placement and risk assessment
• Full array of insurance products
• Highest quality and most reputable insurance companies
• Personal lines including homeowners and auto
• Professional service