ATM Community First Credit Union

ATM Community First Credit Union is a Credit Union in Ashtabula, OH. The institution serves Ashtabula County residents and businesses with a full suite of financial products. Loan offerings include vehicle loans for autos, boats, jet skis, motorcycles, RVs, and ATVs, as well as first mortgages, second mortgages, and Home Equity Lines of Credit. The credit union also provides personal loans, education loans, and debt consolidation options. Checking services include debit cards and credit card options such as the Platinum Visa. Additional services encompass money orders, notary public, financial counseling, and share insurance through NCUA and ESI. The business holds a 5.00 rating based on customer reviews. The credit union operates on a not-for-profit model where members are owners rather than customers. Earnings from loan interest and other income are returned to members in the form of better rates and improved services, rather than distributed to stockholders. A Board of Directors, elected by the membership, volunteers to look out for member interests. This structure ensures that funds remain within the community. The institution offers online banking, a mobile app, and calculators for rates and loans. The credit union partners with Electronic Merchant Systems to offer merchant payment processing for retail, restaurant, and other small businesses. Electronic Merchant Systems manages electronic payment transactions including major credit cards, debit cards, electronic benefits transfer, stored-value, and electronic check services. ATM Community First Credit Union brings member-owned financial services to Ashtabula County, combining local ownership with comprehensive banking options.

Located on E Prospect Rd, the business sits about 0.2 miles from Corlew Stadium and roughly half a mile from the Ashtabula River.

BizScoreAI gives the website a Discoverability score of 100 out of 100, ensuring AI crawlers can find every page so assistants can recommend the business. A Technical score of 85 out of 100 confirms the site is secure and indexable for search engines. Additionally, the business ranks number 2 of 3 Credit Union businesses that BizScoreAI has scored in Ashtabula.