Run a free full auditHutch Ham Agency, Inc. is an insurance agent in Charlotte, NC. The agency provides a wide variety of business and personal insurance solutions, with specific expertise in protecting technology firms and restaurants, as well as offering coverage for home, auto, renters, umbrella, and watercraft insurance. Serving the Charlotte community for well over 75 years, the agency maintains a 5.00 rating with over 45 five-star Google reviews.
Established in 1949 by Joseph Hutchinson Ham, Jr., the agency operates as an independent provider. This independence allows the team to leverage partnerships with ten different insurance carriers to source various coverage options and pricing for their clients. Current owners and operators Michael Ham and April Ham continue the agency's mission to provide a concierge client experience through educated advisors. Their professional team includes specialists in both personal and commercial lines to assist with risk management and customized coverage programs.
The agency is located on West Morehead Street in Charlotte, situated near the intersection of I-77 South and the Bill Lee Freeway. The office is also located a short distance from South Clarkson Street and the Irwin Creek area.
Hutch Ham Agency, Inc. is known for its long-standing history of service and its reputation for providing superior customer service. The agency stands among the strongest in its category locally, backed by decades of experience and a dedicated team of professionals.
With over seven decades of experience, Hutch Ham Agency, Inc. remains a trusted provider of comprehensive insurance solutions for the Charlotte community.
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BizScoreAI scanned the website hutchhaminsure.com on June 19, 2026. Hutch Ham Agency, Inc. has a BizScore of 61 out of 100. The website audit behind the SEO score ran on October 27, 2026.
AI visibility scan by category: AI Discovery 10 of 25 points, Structured Data 0 of 25 points, Content Readiness 22 of 30 points, AI Trust Signals 15 of 20 points.
Website audit sub-scores (out of 100): On-Page 79, Technical 95, Performance 77, Content 53.
Strengths: 6 checks passed. AI Crawler Access, AI Content Blocking, Q&A Content, Meta Description, About/Team Page, XML Sitemap.
Areas to improve: 6 checks. llms.txt (failed), FAQPage Schema (failed), Organization Schema (warning), Speakable Schema (warning), Weak Heading Structure (warning), Author Signals (warning).
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