39 / 100

BizScore

How we score
28
AI Visibility
—
AI Ready
—
AI Agent ReadinessNot audited yet
40
SEO Performance
—
Freshness
—
Google Rating
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Contact Information

Location

About Charlies Agents Insurance Agency

Charlies Agents Insurance Agency is an insurance agent in Tampa, FL, located at 4631 Van Dyke Rd. Founded in September 2009 by Chari Curtis and Nikki Ware, this bilingual, family-owned agency serves the Tampa Bay area. The business provides tailored insurance solutions for Medicare, health, auto, home, and business needs.

Chari Curtis, known as “The Insurance Lady,” initially specialized in Medicare insurance to assist the older adult community. After expanding licensing in 2010, the agency began offering property and casualty lines. Chari stepped back from day-to-day operations in 2023 to become an Agency Advisor, while her daughter Nikki Ware leads the agency. Nikki is a Property and Casualty Agent known for her dedication to personal client connections.

The team includes Masiel, an Agent and Lead Advisor with over 10 years of insurance experience who is fluent in English and Spanish. Danelle serves as a Client Advisor, bringing 27 years of office management experience and fluency in English and Spanish. Danna acts as the Client Coordinator, assisting clients with their insurance needs. The agency focuses on building strong personal relationships and streamlining the process to find the right coverage at the best price.

BizScoreAI awards the agency a Performance score of 87 out of 100, which reflects how quickly the website loads to keep visitors engaged and aid search engine ranking. The business also holds a Discoverability score of 75 out of 100, ensuring AI crawlers can access every page so the agency can be recommended by AI assistants.

Services:

  • Auto Insurance
  • Business Insurance
  • Health Insurance
  • Home Insurance
  • Medicare Insurance

Score Summary

BizScoreAI scanned the website charliesagents.com on June 9, 2026. Charlies Agents Insurance Agency has a BizScore of 39 out of 100. The website audit behind the SEO score ran on October 25, 2026.

  • AI Visibility28 out of 100
  • SEO40 out of 100

AI visibility scan by category: AI Discovery 10 of 25 points, Structured Data 0 of 25 points, Content Readiness 12 of 30 points, AI Trust Signals 6 of 20 points.

Website audit sub-scores (out of 100): On-Page 31, Technical 21, Performance 82, Content 25.

Strengths: 4 checks passed. AI Crawler Access, AI Content Blocking, AI-Parseable Headings, XML Sitemap.

Areas to improve: 8 checks. llms.txt (failed), FAQPage Schema (failed), Q&A Content (failed), Meta Description (failed), Organization Schema (warning), Speakable Schema (warning), About/Team Page (warning), Author Signals (warning).

AI engine reads

Read by AI engines 4 times in the last 30 days.

Counted from AI crawler and assistant visits to this page, identified by user agent.

See the full AI visibility report for this business

Contact Charlies Agents Insurance Agency

AI Visibility Score

How visible is this business to AI-powered search engines

28 /100
AI Discovery
40/100
Structured Data
0/100
Content Readiness
40/100
AI Trust Signals
30/100

Ways to improve this score

llms.txt Missing
FAQPage Schema Missing
Q&A Content Missing
AI Visibility Scores bySEOScanPRORun a free full audit

SEO Score

Technical SEO health and search engine optimization

40 /100
On-Page
31/100
Technical
21/100
Performance
82/100
Content
25/100

Ways to improve this score

Improve Technical
Improve Content
Improve On-Page

Local SEO Coverage

Directory presence and NAP consistency

— /100
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