That Mortgage Couple at Xpert Home Lending

That Mortgage Couple at Xpert Home Lending is a mortgage broker in Lone Tree, CO. The firm serves homebuyers and refinancing clients across Denver, Fort Collins, and Colorado Springs, offering loan solutions for conventional, FHA, VA, jumbo, and reverse mortgages. Stephanie and David Cramm, the licensed mortgage loan originators behind the business, bring over 20 years of combined experience to the table. They hold NMLS numbers 243972 and 565968 and operate under the umbrella of Xpert Home Lending, Inc. (NMLS # 2179191). The couple focuses on securing competitive interest rates and tailored financing for clients with varying credit profiles and down payment situations, including those seeking down payment assistance.

As brokers, Stephanie and David have access to over 180 different lending companies, allowing them to navigate complex financial scenarios and find suitable loan programs. Their approach emphasizes making the mortgage process understandable and stress-free, providing hands-on service and clear explanations. The business is licensed in 42 states and aims to build lasting relationships by acting as a long-term financial partner for its clients. Their 5.00 rating, supported by over 100 reviews, reflects a consistent record of customer satisfaction and personalized attention.

The office is located at 8375 Willow St, Suite 300, in Lone Tree. It sits on Willow Street, just a short distance from Willow Creek and East County Line Road. The location is approximately 0.1 miles from South Yosemite Street and 0.2 miles from the C-470 interstate. American Academy Charter School is about 0.3 miles away, and the Willow 2 Tennis courts are roughly 0.6 miles from the office. This placement in the Lone Tree area provides convenient access to major regional roads and local community amenities.

The business is known for its positive customer feedback, holding a perfect 5.00 rating from the clients who have reviewed it. This standing highlights the effectiveness of their personalized service and their ability to secure favorable terms for borrowers in the Colorado market.

That Mortgage Couple at Xpert Home Lending combines deep local knowledge of the Denver, Fort Collins, and Colorado Springs markets with broad lending access, offering Lone Tree and surrounding residents a focused path to homeownership through tailored financing solutions.