Healthcare Plus Federal Credit Union

Healthcare Plus Federal Credit Union is a credit union in Aberdeen, South Dakota, serving individuals and families through a range of financial services including checking and savings accounts, auto and personal loans, online and mobile banking, and additional member benefits like wire transfers, notary services, and safe deposit boxes. As a member-owned financial cooperative, it operates with a mission to provide quality financial products and services to meet the needs of its members, who include residents, workers, students, and churchgoers across 22 counties in Northeast South Dakota and Southeast North Dakota. The credit union is known for competitive rates, personalized service, and low fees, earning a 4.80 rating from its members based on 41 reviews.

Founded in 1979 by employees of St. Luke’s Hospital in Aberdeen, Healthcare Plus Federal Credit Union began as a small cooperative to serve hospital staff and has since grown into a community-focused institution with a strong commitment to local roots. Its evolution reflects a dedication to expanding access while maintaining its not-for-profit, member-owned structure. The credit union continues to emphasize personalized service, offering features such as 24/7 phone banking, e-statements, and secure mobile access. Members benefit from services like payroll deduction, direct deposit, and gift cards, all designed to support everyday financial needs.

Located at 203 S Dakota St in Aberdeen, the credit union sits just a short drive from Avera Saint Lukes Hospital, Avera Family Medical Center, and Nicollet Park, with the YMCA and The UPS Store also within a half-mile radius. The branch is situated on S Dakota St, near the intersection with 6th Avenue Southeast, placing it in close proximity to key community and healthcare facilities.

Healthcare Plus Federal Credit Union stands out in the local financial landscape for its long-standing commitment to community service, member-first values, and consistent support across a broad geographic region. Its reputation for personalized attention and reliable service has helped it maintain strong member trust and loyalty over decades. As a trusted financial partner in Aberdeen, the credit union continues to empower residents through accessible, member-driven banking.