Carolina Trust Federal Credit Union of Surfside Beach

Carolina Trust Federal Credit Union is a credit union in Surfside Beach, SC, serving individuals and families with a range of financial services including checking and savings accounts, credit cards, auto loans, mortgages, and debt consolidation loans. The institution offers online and mobile banking, secure digital access, and in-person support at its seven branch locations across the region. Members benefit from competitive rates, including an annual percentage yield of 2.00% on certain checking accounts, and access to services such as business banking, merchant services, and wire transfers. The credit union emphasizes member ownership, community involvement, and financial education, with a history rooted in serving those who serve. With a 3.80 rating from 37 reviews, customers frequently highlight the friendliness, professionalism, and helpfulness of staff, noting the institution’s strong commitment to customer protection and service.

The credit union’s website reflects a deep commitment to transparency and member engagement, offering detailed information on financial products, community partnerships, and educational resources. It features tools like online account management, secure messaging, and digital banking access, alongside resources on fraud prevention, hurricane preparedness, and financial wellness. Carolina Trust supports local events such as the Surfside Beach Bowl and partners with institutions like Coastal Carolina University, reinforcing its role as a community-focused financial cooperative. The organization also provides free digital banking, bill pay, and merchant services for small businesses, underscoring its mission to serve both individuals and local enterprises with reliable, accessible financial solutions.

Located on US-17 BUS in Surfside Beach, the credit union’s branch sits within a commercial corridor that serves the coastal region. The address is 1610 US-17 BUS STE C, and the location is accessible from major regional routes, serving residents and visitors across the Grand Strand area.

The credit union maintains a strong digital presence with a well-structured, easily navigable website that search engines index effectively, ensuring consistent and accurate information is available to the public. Its online documentation is thorough, supporting transparency and ease of access for new and existing members.

As a trusted financial partner in Surfside Beach, Carolina Trust Federal Credit Union combines community roots with modern banking innovation, making financial services accessible and reliable for residents of the SC coast.

Services:

• Checking Accounts
• Credit Cards
• Insurance
• Loans
• Savings Accounts