NACA of North Charleston

NACA of North Charleston is a non-profit organization in North Charleston, SC, dedicated to advancing affordable homeownership and eliminating racial wealth disparities through character-based lending. Serving individuals and families across the region, the organization provides counseling, mortgage assistance, and advocacy services to help clients achieve stable, long-term housing. It operates under a mission of equity, focusing on empowering low- and moderate-income residents who may have faced barriers due to credit history or financial hardship. The organization supports clients through its nationwide network, offering programs with no down payment, no closing costs, and no mortgage insurance, regardless of credit score. With a strong track record of success, NACA has helped hundreds of thousands become homeowners and continues to expand its reach through initiatives like affordable modular home construction and community advocacy.

Founded in 1988 as a result of the first-ever Housing Trust Fund negotiated by the Boston Hotel Workers Union, NACA has built a legacy of social justice and economic empowerment. The organization’s approach centers on holistic support, combining financial education, legal advocacy, and direct program access. It operates through a network of local offices and volunteers, fostering community engagement through events like the Achieve the Dream series. NACA also actively fights predatory lending and landlord practices, supporting members through the Membership Assistance Program and providing tools for homeownership stability. Its history of innovation includes launching the nation’s most effective affordable homeownership programs and pioneering factory-built modular homes in underserved areas.

Located on Rivers Ave, NACA of North Charleston sits just 0.2 miles from the North Rivers Towne Center, a prominent shopping mall, and is within a short distance of Ashley Phosphate Road, a major thoroughfare. The office is situated near the Forestdale neighborhood and adjacent to medical clinics, placing it in a well-connected commercial and residential corridor.

NACA of North Charleston is recognized for its comprehensive, transparent operations and strong community presence. Its well-documented online resources, detailed website content, and clean, accessible digital structure reflect a commitment to clarity and service. The organization is widely trusted for its consistent delivery of high-impact housing solutions and its long-standing advocacy for financial equity.

In North Charleston, NACA stands as a vital force in building sustainable, inclusive communities through the power of homeownership.

Services:

• Advocacy
• Home Purchase Program
• Home Save program
• Mortgage Services
• Real Estate