ACI Worldwide Inc is a software company in Myrtle Beach, SC. The company develops transformative software solutions that power intelligent payments orchestration for banking, merchant payments, and billing and bill payments. Its cloud-based technology serves financial institutions, merchants, and organizations across industries such as auto finance, healthcare, retail, government, and telecommunications. ACI Worldwide has been a leader in global payments technology since 1975, with operations in 23 countries and clients in 94 countries. It supports over 80,000 merchants and enables billions of transactions annually, including 777 billion consumer transactions processed each year based on internal data.
ACI Worldwide provides a unified, cloud-first platform called ACI Connetic, designed to streamline payment types and integrate fraud protection. The company’s Payments Orchestration Platform enables businesses to manage complex payment workflows in a single system. ACI Speedpay offers a resilient, modern platform for electronic bill payments, serving thousands of organizations. Its fraud management solutions use AI-powered intelligence to predict and prevent fraud across banking, merchant, and bill payment systems. ACI’s solutions are used by top-tier banks, utility providers, insurers, and digital entertainment companies.
The company is headquartered in Omaha, Nebraska, and maintains a global presence with offices in 34 countries. ACI Worldwide emphasizes sustainability through digital services, energy efficiency, diversity, employee development, and responsible governance. It collaborates with industry associations such as ATMIA, the U.S. Payments Forum, and the Euro Banking Association to advance payments innovation. ACI Worldwide is recognized for its long-standing leadership in payments technology and its commitment to secure, scalable, and intelligent payment ecosystems. The company continues to shape the future of digital payments with a focus on innovation, reliability, and global impact.
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