Community Credit of Greenville

Community Credit of Greenville is a loan agency in Greenville, SC. It offers small personal installment loans to residents seeking funds for unexpected expenses. The business operates two locations in the city: one at 347 S Pleasantburg Dr and another at 6514 White Horse Rd. It holds a rating of 3.50 based on 11 reviews. The company was founded in 2008 to address the needs of individuals with hectic schedules and poor credit who struggled to qualify for traditional small personal loans. Its lending approach focuses on the borrower's ability and willingness to repay rather than solely on credit scores. Underwriters consider the source and stability of income, residence, existing debt obligations, and personal circumstances that may have impacted credit history. The business offers a starter loan program for individuals without a credit history, which may require a co-signer. Applicants complete a pre-application form online that does not impact their credit score. A customer service representative then reviews income, residence, and existing obligations to make a lending decision within hours. Every customer must have a verifiable source of income, verifiable residence, direct deposit, a SC Driver’s License or Government ID, and a social security card. The business reports all loan payments to the credit bureau, allowing timely payments to help build or rebuild credit. The business is regulated by the SC Board of Financial Institutions. It offers a unique repayment plan structured around the customer's pay schedule, with payments automatically drafted from a debit card on the payday immediately before the monthly due date. This structure aims to avoid late payments and credit delinquencies. Customers who demonstrate an ability and willingness to repay their initial loan may see their line of credit increased, further helping to raise their credit score. Community Credit of Greenville provides a structured path for Greenville residents to manage unexpected expenses while actively rebuilding their financial standing through reported, on-time installment payments.

The business is located on S Pleasantburg Drive in Greenville, SC, near Sterling School and the SC Department of Motor Vehicles.

BizScoreAI awarded the business a Content Quality score of 100 out of 100, which means the website clearly describes its pages and answers customer questions so AI assistants can quote it directly. The business also received a Technical score of 95 out of 100.

Services:

• Auto Repairs Financing
• Back to School and Holiday Gifts Financing
• Loans for Unexpected Expenses
• Medical Bills Assistance
• Personal Installment Loans