Palmetto Citizens Federal Credit Union ATM of Elgin

Palmetto Citizens Federal Credit Union ATM of Elgin is an ATM in Elgin, SC, located at 10509 Two Notch Rd. It provides cash access for members of Palmetto Citizens Federal Credit Union, a financial institution that has served Midlands' residents since 1936. The credit union offers low-interest credit cards with no balance transfer, cash advance, or annual fees, as well as auto loans featuring a 90-day payment deferral. Membership is available to those who live, work, worship, or attend school in SC or Georgia, or through a five-dollar donation to the Palmetto Citizens Foundation. The business holds a 4.00 rating based on 4 reviews.

Founded in 1936 by ten local educators who each deposited five dollars, the organization began as Columbia Teachers FCU, exclusively serving Columbia Public Schools employees. It received its federal charter on June 4, 1936, and reached one million in assets by 1970, moving into its first standalone office on Millwood Ave. In 2001, it became Palmetto Citizens, the first credit union in SC to receive a multi-county community charter. The institution has grown to one billion in assets, expanding its footprint with multiple locations and team members dedicated to personalized financial guidance.

The credit union supports the community through the Palmetto Citizens Foundation, which funds charitable and educational initiatives. It partners with Gamecock Athletics to celebrate local educators and collaborates with the Carolina Consumer Council for financial education. Services include online and in-person account opening with as little as five dollars, financial calculators, and free document shredding events. The organization emphasizes security, warning members never to share card numbers, PINs, or digital banking credentials.

The 4.00 rating from four reviewers reflects a positive standing among customers who have used the service. This reputation is built on a history of member-focused culture and community investment dating back to 1936.

Palmetto Citizens Federal Credit Union ATM of Elgin delivers accessible financial services in Elgin, SC, backed by nearly a century of community engagement.

The ATM sits on Two Notch Road, approximately a tenth of a mile from the main stretch of Two Notch Road and a third of a mile from Clemson Road. It is also about a third of a mile from Bookman Road and less than half a mile from the Carolina Childrens Garden.

BizScoreAI gives the business an Authority score of 75 out of 100. This solid rating reflects a clear display of who is behind the business. That transparency serves as a trust signal that AI assistants and search engines weigh when deciding whom to recommend.

Services:

• Checking Accounts
• Credit Cards
• Mortgage & Equity Loans
• Savings Accounts
• Vehicle Loans