C. T. Lowndes & Company of Edisto Island

C. T. Lowndes & Company of Edisto Island is an insurance agency in Edisto Island, SC, located at Hwy 174 Edisto Island. The agency serves clients with personal, business, and employee benefits coverage, comparing options from top carriers to find the right fit. It holds a rating of 4.90 based on 40 reviews.

Founded in Charleston by Charles Tidyman Lowndes in 1850, the firm is the oldest fire insurance agency in the southeast and has remained owned by a member of the Lowndes family since its inception. The agency operates as an independent insurance agency with seven locations throughout the Lowcountry and the SC coastline, serving over 20 states. Its team consists of over 20 knowledgeable and experienced advisors, including owners Willard A. Silcox Jr., Willard A. Silcox III, Alice Lowndes-Taylor, and Sarah Lowndes, who provide guidance to help clients select coverage that meets their individual needs.

The agency offers over 100 customizable solutions, with a focus on high net worth insurance, flood insurance, home insurance, and watercraft insurance. It also provides a broad range of business insurance and employee benefits solutions. As an independent agency, it represents different insurance companies to provide a unique variety of policies and price points, simplifying the insurance process by advising on risks and advocating on behalf of clients. The firm is a proud veteran-owned business, with many current employees and family members having served or continuing to serve in the military.

The business maintains a strong local reputation, reflected in consistently high customer ratings, and a steady record of repeat and referred customers. Clients value the personal touch, responsive service, and the agency’s ability to save money while providing better coverage. The team is known for explaining complex insurance concepts clearly and handling claims with care.

C. T. Lowndes & Company of Edisto Island combines over 175 years of family ownership with independent advocacy to protect the unique risks of barrier-island living for residents and businesses on Edisto Island.

The agency is situated on Hwy 174 in Edisto Island, SC, near the Edisto Island Post Office about 0.1 miles away. It is also close to the Edisto Beach Library and Edisto Beach Elementary School, both located approximately 0.2 miles from the location.

The business holds a Content Quality score of 100 out of 100, measured by SEOScanPRO, which ensures the website answers customer questions clearly so AI assistants can quote it directly. It also achieves a Technical score of 89 out of 100, measured by SEOScanPRO.

Services:

• Business Insurance
• Employee Benefits
• Personal Insurance