Theresa LeJohn at Rate (NMLS #2244572)

Theresa LeJohn at Rate (NMLS #2244572) is a mortgage broker in Columbia, SC. She assists homebuyers and current homeowners throughout the Columbia area with a full range of mortgage services, including home purchase loans, refinancing, rapid pre‑approvals, HELOCs, down‑payment assistance, VA, FHA and USDA loans, veteran‑specific programs, bank‑statement loans for the self‑employed, jumbo loans, physician loans, foreign‑national financing, and same‑day approval options. LeJohn brings more than 30 years of experience in the housing industry, having begun her career as a residential builder, developer, and remodeler before focusing on loan origination.

LeJohn’s approach centers on making the mortgage process simple, fast and stress‑free while providing clients with clear, educational guidance. She emphasizes personalized service, offering programs such as a “Lock ‘N’ Roll” rate‑lock option, accelerated timelines that can secure a loan in one day, and a fintech‑driven HELOC that can be completed in minutes. The suite of products is designed to meet the needs of first‑time buyers, self‑employed borrowers, military families, physicians, and other specialized groups.

The office is located on Park St at 1331 Park St in downtown Columbia. It sits just a short walk, about a tenth of a mile, from the historic North Carolina Mutual Building and the Farmers Market Xchange, and is similarly close to Victory Savings Bank, the SC Education Lottery Claims Center, the Nathaniel J. Frederick House, and the SC State Armory.

With three decades of industry knowledge and a comprehensive portfolio of loan options, Theresa LeJohn delivers Columbia residents a knowledgeable and personalized mortgage brokerage experience.

Services:

• Auto Financing
• HELOC
• Home Equity Loans
• Home Loans
• Home Purchase Loans
• Mortgage Pre-approval
• Mortgage Refinancing
• Personal Loans