PAG Advisory Group

PAG Advisory Group is a financial consultant in Columbia, SC. The firm specializes in insurance-backed strategies for retirement income planning and asset protection, serving individuals, families, business owners, and veterans across SC. It helps clients protect their money from market loss, create guaranteed lifetime income, and reduce retirement risk using fixed annuities, fixed indexed annuities, income annuities, and life insurance strategies. The firm also offers IRA rollovers, estate planning, and wealth protection plans. It holds a 5.00 rating based on 19 reviews.

Founder William A. Garland Jr. brings over 27 years of financial experience, including expertise in business liquidity, financial leverage analysis, asset preservation, and risk mitigation. As a Registered Financial Consultant (RFC®), he adheres to a strict code of ethics that prioritizes client interests. He works closely with clients to understand their goals and develop personalized financial plans. The firm compares annuity products from top-rated carriers to find the best fit for each client’s timeline and income needs. Services include fixed indexed annuities that earn interest linked to market indices with a zero-loss floor, as well as permanent life insurance policies that build tax-deferred cash value for tax-free retirement income. The firm provides free 30-minute retirement income reviews to identify exposure to market risk and calculate income gaps.

PAG Advisory Group offers specialized assistance for SC veterans, active duty service members, and military families near Fort Jackson. William Garland helps bridge income gaps by designing strategies that complement military pensions, maximize Thrift Savings Plan (TSP) rollovers, and address the Blended Retirement System (BRS). For business owners, the firm creates guaranteed income that exists independently of the business, addressing the lack of corporate pension plans or automatic savings matches. The firm also assists surviving spouses in reorganizing assets and rolling over old employer plans like 401(k)s and IRAs into tax-efficient annuity strategies to ensure income security.

The firm is recognized as a 2025 Regional Winner for excellence in financial services by GuidetoSouthCarolina.com. It maintains a solid reputation among the customers it has served, with most new clients coming from referrals. As an independent agency, PAG Advisory Group is not tied to a single insurance company, allowing it to offer unbiased recommendations. The firm serves clients in every corner of the state, from Greenville to Charleston and Spartanburg to Florence, offering consultations by phone, video, or in person at its Columbia office.

PAG Advisory Group provides Columbia, SC residents with the confidence to retire by securing their savings against market volatility and ensuring a steady income for life.

PAG Advisory Group is located on Office Park Ct, situated just 0.1 miles from Two Notch Road and Northeast Oral Surgey & Implant Center. The office is also near Entrance Lake, which is about 0.3 miles away.

BizScoreAI awarded the business a Discoverability score of 100 out of 100, which ensures AI crawlers can find every page of the website so AI assistants can recommend the firm. The Technical score of 95 out of 100 confirms the site is secure and indexable, allowing search engines to read it without errors.

Services:

• Fiduciary services for insurance companies
• Income planning
• Legacy planning
• Risk analysis