Community Credit of Columbia

Community Credit of Columbia is a loan agency in Columbia, SC, offering small personal installment loans to individuals who may not qualify through traditional lenders. The business serves residents in need of financial support for unexpected expenses, vacations, back-to-school costs, holiday gifts, travel, taxes, medical bills, home repairs, auto repairs, and other urgent needs. It does not require a minimum credit score and considers applicants based on their overall financial picture, including income stability, residence, debt obligations, and personal circumstances. The agency operates in the Columbia area and has been providing financial services since 2008.

Community Credit of Columbia emphasizes a personalized lending approach that looks beyond credit scores. The company evaluates each applicant’s ability and willingness to repay, using factors such as income source, residence stability, and existing loan obligations. It offers flexible monthly payment dates aligned with the borrower’s pay schedule and aims to help clients rebuild their credit over time. The business promotes accessibility by allowing loan applications online without affecting the applicant’s credit score initially, and it connects applicants with customer service representatives to guide them through the process.

The business is located on Dutch Square Boulevard in Columbia, SC, about 0.1 miles from the Dutch Square Mall and within a short distance of the Dutch Fork Post Office, Bush River Road, Broad River Road, Saint Andrews Middle School, and H B Rhame Jr Elementary School. It sits on a major road near several community landmarks, making it accessible to local residents.

The business has a 3.00 rating based on 20 reviews, reflecting a moderate level of customer feedback. It has been serving the Columbia community for over a decade, focusing on providing financial solutions to those with limited credit options. Its long-standing presence and commitment to flexible, individualized lending reflect its role in supporting local financial well-being.

Services:

• Auto Repairs Financing
• Back to School and Holiday Gifts Financing
• Loans for Unexpected Expenses
• Medical Bills Assistance
• Personal Installment Loans