Community Credit of Columbia

Community Credit of Columbia is a loan agency in Columbia, SC, located at 832-B Dutch Square Blvd. The business offers small personal installment loans to residents who may have poor credit or limited credit history. It considers the whole picture, including source of income, stability of residence, existing debt obligations, and personal circumstances, rather than relying solely on a credit score. The company was founded in 2008 to address the need for flexible lending options that help borrowers manage unexpected expenses while rebuilding their credit. Borrowers can use the funds for various needs, including medical bills, auto repairs, home repairs, travel expenses, and back-to-school costs.

The application process is designed to be quick, with lending decisions typically made within hours. Applicants must provide a verifiable source of income, verifiable residence, direct deposit, a SC Driver's License or Government ID, and a social security card. The business emphasizes flexible monthly payment dates that align with the borrower's income schedule, allowing payments to be made when the borrower is paid. This approach aims to improve the likelihood that a borrower's credit score will increase over time through consistent repayment.

The location sits on Dutch Square Blvd, across from the Dutch Square Mall, which is about 0.1 miles away. Other nearby landmarks include Bush River Road at 0.2 miles, Broad River Road at 0.3 miles, the Dutch Fork Post Office at 0.5 miles, Saint Andrews Middle School at 0.6 miles, and H B Rhame Jr Elementary School at 0.7 miles.

Community Credit of Columbia holds a rating of 3.00 based on 20 reviews. As a local finance company serving Columbia since 2008, it focuses on providing accessible loan options for individuals with hectic schedules and family obligations who may not qualify for traditional small personal loans due to credit issues.

Services:

• Auto Repairs Financing
• Back to School and Holiday Gifts Financing
• Loans for Unexpected Expenses
• Medical Bills Assistance
• Personal Installment Loans