Richard A. Steadman Jr.

Richard A. Steadman Jr. is an Attorney in Charleston, SC. The practice focuses on bankruptcy, wills and probate, and debt relief. Richard A. Steadman Jr. brings a diverse legal background that includes personal injury, general civil litigation, divorce, and business law. With more than 40 years of experience in the practice of law, he personally handles every aspect of a client's legal matter, from the filing of the petition to the conclusion of the case. He represents clients at all meetings and hearings involved with their cases. The firm serves clients throughout the Lowcountry, including communities such as Edisto Island, Charleston, Daniel Island, Goose Creek, Hanahan, Isle of Palms, Ladson, Moncks Corner, Mount Pleasant, North Charleston, St. Andrews, Sullivan's Island, Summerville, West Ashley, Charleston, Georgetown, Conway, Walterboro, and Cottageville. It also covers Berkeley County, Beaufort County, Charleston County, Colleton County, Dorchester County, Horry County, and Georgetown County. The office holds over 70 five-star reviews and offers free case evaluations and payment plans for clients who need them.

The firm provides specific guidance on Chapter 7 and Chapter 13 bankruptcy. Chapter 7 is presented as a path to a fresh start, typically discharging unsecured debts like credit card balances and medical bills, while allowing clients to exempt critical assets such as a home, car, clothing, and job-related tools. Chapter 13, also known as a wage earner plan, offers a debt reorganization option for those with a steady income who cannot keep up with monthly bills. This process allows for repayment over a three- to five-year period under a court-approved plan, often at more favorable rates. Unlike Chapter 7, Chapter 13 filings do not risk the loss of property, and the filing triggers an automatic stay that halts collection activity from creditors.

The office is located at 6296 Rivers Ave, Suite 102, in North Charleston. It sits directly on Rivers Avenue, a main road in the area. The location is about a tenth of a mile from the North Charleston Housing Authority, a government office. The North Charleston Post Office is about two tenths of a mile away. The Charleston County Magistrate courthouse and the SC Department of Transportation office are both about three tenths of a mile from the firm. Turkey Creek, a local waterway, is also within three tenths of a mile.

Richard A. Steadman Jr. stands among the experienced practitioners in Charleston, SC, with a career spanning four decades and a reputation reflected in over 70 five-star reviews. His direct involvement in every stage of the legal process, from initial consultation through final resolution, defines the firm's approach to serving the Lowcountry.

Services:

• Alternatives To Bankruptcy
• Chapter 13 Bankruptcy
• Chapter 7 Bankruptcy
• Real Estate Law
• Wills and Probate