Elwood & Goetz Wealth Advisory Group of Charleston

Elwood & Goetz Wealth Advisory Group of Charleston is a financial planner in Charleston, SC. It serves families nationwide from offices in Athens, GA, Atlanta, GA, Charleston, SC, and Naples, FL. The firm is an independent, employee-owned financial planning practice that operates as a legal fiduciary, placing clients' best interests at the forefront of every decision. As a fee-only firm, it does not sell products and does not accept commissions or kickbacks, ensuring objective advice free from the conflicts of interest found at larger institutions. The team includes Distinguished Professors and CERTIFIED FINANCIAL PLANNER® professionals, many of whom hold advanced credentials such as a Ph.D., CFP®, and CDFA®. Advisors have honed their expertise at industry giants including Vanguard, Fidelity, TIAA-CREF, Merrill Lynch, and Goldman Sachs. The firm provides customized financial planning that addresses spending, savings, retirement planning, investment management, and tax strategies. Services include establishing 401(k) plans, developing succession strategies, building personal retirement and tax plans, and optimizing tax strategies, investment portfolios, and income distribution plans. The team works with young professionals and retirees alike, fostering life-long relationships with a reported 99% client retention rate. Founded by Lindsay Elwood and Joe Goetz in Athens, Georgia, the firm is the oldest fee-only financial planning firm in that area. It serves over 500 families across more than 30 states and multiple countries. The team is educated at premier financial planning programs including Texas Tech, Virginia Tech, and the University of Georgia. The firm actively conducts research and attends leading continuing education conferences to stay current with academic journals and industry developments.

The firm’s approach is built on transparency and a commitment to the fiduciary standard, a duty shared by only 2% of financial planning firms according to the Wall Street Journal. By being 100% independent and employee-owned, the firm is not beholden to outside broker-dealers or wholesalers, allowing it to invest client assets in the best mutual funds and exchange traded funds tailored to specific goals and situations. The planning process is personalized, avoiding cookie-cutter approaches, and involves monitoring plans as life changes. The team provides a summary of action items and presents multiple scenarios for tax-optimized cash flow and retirement planning. Additional focus areas include education planning, short-term cash needs, net worth protection, and legacy planning. The firm’s success stems from its unique service offering and a diverse team that values diversity of thought, having built its expertise over almost two decades.

Elwood & Goetz Wealth Advisory Group of Charleston combines deep academic expertise with practical industry experience to deliver comprehensive financial guidance. Its fee-only, fiduciary model ensures that clients receive unbiased advice focused entirely on their long-term financial well-being.

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Services:

• Comprehensive Financial Advice
• Customized Financial Planning
• Diverse Expertise
• Fee-Only Financial Advisors
• Personal Financial Planning