Certified Home Loans

Certified Home Loans is a mortgage broker in Charleston, SC. The business assists clients with purchasing and refinancing residential and commercial properties. Services include FHA, conventional, VA, and jumbo loans. The company operates as CHL, LLC and employs licensed Loan Originators who help determine buying power and qualifying terms. It serves areas including Plantation, Boca Raton, Delray Beach, Hollywood, Ft. Lauderdale, Miami Beach, Broward County, Palm Beach County, Miami-Dade County, Colorado, Florida, Georgia, Kansas, North Carolina, Ohio, SC, and Texas. The company partners with more than 20 lending partners to shop loan scenarios and provide customized quotes. This structure allows the firm to offer some of the lowest rates and most competitive costs in the industry. On the majority of loan products, the business offers zero lender fees. The firm models its operations to minimize overhead, passing savings to clients. Traditional rates do not include points, though buying down a rate is an elective option. The team aims to close most residential loan scenarios within 30 days or less. Clients work directly with vetted and highly trained Loan Originators who help determine buying power and qualifying terms. The process involves compiling documents such as IDs, income statements, and asset statements. The team continues to educate clients on specific loan options while under contract. Updated income and asset documents are required if the housing search extends. The firm guides clients through inspections, final walk-throughs, and the closing process. Certified Home Loans is a mortgage broker in Charleston, SC, located at Glades Road. It holds a rating based on customer reviews. By combining transparent processes with competitive rates from a broad network of lenders, Certified Home Loans supports home buyers and investors in Charleston, SC, through the complexities of residential and commercial financing.

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Services:

• Approval Finalization
• Closing
• Contract Procurement