Waterville Mortgage

Waterville Mortgage is a Mortgage Broker in Red Bank, NJ. The firm provides home loans, refinancing, reverse mortgages, and commercial mortgages to local residents. Its services include pre-approval applications that take approximately 12 minutes to complete, secure document uploads, and weekly market condition updates. The business holds a 5.0 rating based on 64 reviews.

The company’s mission is to set a high standard in the mortgage industry by prioritizing quality customer service and placing clients first. It aims to guide borrowers through the home loan process so they can confidently select the best option from available choices. Once a loan is selected, the team works continuously on the client's behalf to help achieve homeownership. The firm strives to build long-term relationships, positioning itself as the first choice for future home loan needs and encouraging referrals from family and friends. Colin Powers serves as President, holding NMLS number 20521, and is licensed in Florida and New Jersey. He can be reached at 732-217-6000 or via email.

The office is located at 157 Broad Street, Suite 304. It sits about a tenth of a mile from the Red Bank Post Office and Red Bank Catholic High School. Saint James Elementary School is also within a tenth of a mile. Maple Avenue, a main road, is located about a third of a mile away, as are the YMCA and the Red Bank Fire Department.

Clients describe the process as manageable and note the team's ability to navigate complex situations to secure favorable outcomes. One reviewer highlighted how a loan officer lowered a rate from 6.5% to 5.875% while meeting a tight two-week closing deadline, correcting a misconception about down payment impacts on rates. The business is known for its expertise in residential lending and its focus on client success, comfort, and security.

Waterville Mortgage stands out in Red Bank for its personalized approach to mortgage financing and its consistent five-star reputation among local borrowers.