CJ FCU Central Jersey Federal Credit Union of Perth Amboy

CJ FCU Central Jersey Federal Credit Union of Perth Amboy is a Credit Union in Perth Amboy, NJ. It serves members from Select Employee Groups throughout Middlesex County, including Boards of Education, private companies, and organizations. The institution holds a rating of 3.30 based on customer reviews. Originally chartered as Middlesex County Teachers Federal Credit Union in 1936, the credit union began with a small group of Perth Amboy teachers who pooled their skills to serve school personnel in Middlesex County. In 1986, the organization celebrated its 50th anniversary with assets exceeding two million dollars and 2,157 members, prompting a name change to Central Jersey Federal Credit Union to reflect broader membership. By 2011, it marked its 75th anniversary, having grown to serve over 7,000 members. As a not-for-profit financial cooperative, earnings are returned to members through low-cost services. A Board of Directors elected by members sets policies and develops strategic plans. Loan options include home equity, mortgages, vehicle loans, and personal lines of credit. Members can utilize eServices such as online banking with bill payment, telephone teller access, and mobile banking features like remote deposit capture and card management. CJFCU participates in the CO-OP ATM Network, offering access to nearly 30,000 surcharge-free ATMs nationwide, and the CO-OP Shared Branch network for transactions at over 5,000 locations. Additional services include overdraft protection, wire transfers, and insurance products like AD&D, hospital accident protection, and auto and homeowner insurance through partners. The credit union’s long history and extensive service offerings define its standing in the community. It provides 24/7 access to accounts and maintains a cooperative structure where members elect their own board of directors. Central Jersey Federal Credit Union combines decades of local service with comprehensive financial tools for Perth Amboy and Middlesex County members.

Located on B Street in Perth Amboy, the credit union sits about a tenth of a mile from Main Street and roughly four tenths of a mile from Barkalow Street Park.

BizScoreAI assigns the credit union a Performance score of 89 out of 100, which measures how quickly the website loads to keep visitors engaged and aid search engine ranking. The business also receives a Discoverability score of 75 out of 100.