Clearwater Credit Union of Missoula

Clearwater Credit Union is a credit union in Missoula, Montana, serving individuals and families through member-owned, values-based banking. As the largest Community Development Financial Institution (CDFI) and second largest credit union in the state, Clearwater prioritizes ethical practices, long-term resilience, and community development over profit. The institution offers a range of services including checking and savings accounts, auto and mortgage loans, digital banking, and financial guidance. Members also benefit from no-cost financial counseling, debt management support, and access to a Home Energy Advisor for energy efficiency planning. Clearwater’s service area spans Montana, with a central presence in Missoula. It holds a 3.60 rating based on customer reviews.

Clearwater Credit Union operates as a cooperative, grounded in principles of transparency, member service, and sustainable economic growth. Every financial transaction contributes to building stronger communities, protecting the environment, and igniting human potential, what the credit union calls “Banking Redefined.” The institution has maintained this mission for 70 years, evolving through strategic planning and community engagement. Members gain access to an in-house team of Certified Financial Counselors who provide personalized budgeting, debt relief, and savings guidance. Clearwater also supports local sustainability through its Home Energy Advisor program, offering no-cost consultations and discounted comprehensive home assessments. The credit union emphasizes digital innovation, having launched a unified Digital Branch platform that integrates online and mobile banking with enhanced security and user support.

Clearwater Credit Union is located on Brooks Street in Missoula, Montana. The address sits within the city’s central corridor, near the University of Montana and the Missoula County Courthouse, with easy access from major regional roads.

The credit union demonstrates strong digital and informational presence, with a well-optimized website that search engines interpret clearly and comprehensive business details consistently available across online platforms. This visibility strengthens its reputation as a trusted, reliable financial institution.

As a values-driven financial partner in Missoula, Clearwater Credit Union stands out by aligning its operations with the long-term well-being of its members and the broader Montana community.