First Community Credit Union: South County of Oakville

First Community Credit Union: South County is a Credit Union in Oakville, MO, located at 4566 Lemay Ferry Rd. The institution serves members with a range of financial products, including 60-month auto loans with rates as low as 4.99% APR, home loans for first-time and vacation properties, and business lending for companies of all sizes. The credit union operates with a non-profit cooperative structure where members are part owners, allowing earnings to be passed back through improved services and better rates rather than to stockholders. Membership is available to individuals, households, and immediate family members who reside or work in Missouri counties including St. Louis, St. Louis City, St. Charles, Jefferson, Warren, and Franklin, as well as Illinois counties of Madison, Monroe, and St. Clair. It also serves employees and retirees of companies in its field of membership. The business holds a rating of 4.40 based on customer reviews. Since 1934, the credit union has focused on helping generations of members with family financial needs, including estate and special needs planning for loved ones with disabilities. As a member-owned financial cooperative, it pools members' money to lend to other members, offering lower loan rates and higher savings yields compared to most institutions. Members can access services through online banking, mobile apps, and a network of branches, including locations in Chesterfield, O'Fallon, and Cottleville. The credit union also offers overdraft protection lines of credit, Visa debit cards with cash rewards, and custom picture debit cards. Contact is available by phone, online chat, or in person at branches, with extended hours including Saturdays. First Community Credit Union: South County combines its long history of member-owned service with practical financial tools like low-rate auto loans and high-yield checking accounts, providing reliable banking options for residents of Oakville and the surrounding region.

The business sits on Lemay Ferry Road in Oakville, Missouri, just a short distance from the Saint Louis County Government Center and the South County Center shopping mall.

BizScoreAI awarded the website a Technical score of 84 out of 100, which ensures the site is secure and readable for search engines. The Authority score of 75 out of 100 demonstrates clear business identity, helping AI assistants and search engines trust the organization. BizScoreAI reports that the business ranks number 2 of 3 Credit Union businesses in Oakville.