Run a free full auditD Winters Insurance Services is an Insurance Agent in Minnetonka, MN, located at 13312 Inverness Rd. The agency is owned and operated by David and Darby Winters, who have been with the business since its inception. David Winters serves as the owner and producer, while Darby Winters manages the back office operations and also works part-time in food nutrition for Minnetonka Schools. The couple has been married for nearly 29 years and shares a passion for the outdoors, often spending time at their property in Wisconsin. Their office is also home to Ace, a dog who has been with the agency for six years and is known for barking at squirrels and deer. The business maintains two phone lines, (612) 325-3516 and (612) 430-9170, for customer inquiries.
David Winters is an active volunteer in the community, serving as a member of the Civil Air Patrol. Through this organization, he participates in community events such as Blackhawk Orientation Flights with the Minnesota National Guard and the Wreaths Across America initiative, which involves laying wreaths on the graves of soldiers at Fort Snelling National Cemetery. He is also involved with the Youth Aviation Foundation, Love Inc, and the Chamber of Commerce. Darby Winters is equally active in volunteering and enjoys meeting new people. In her personal time, she enjoys spending time at the cabin and fishing. The agency describes itself as independent and working for its customers, emphasizing that its success is tied to customer happiness.
The business holds a perfect 5.00 rating based on customer reviews. This high score reflects the positive experiences of those who have reviewed the agency. The consistent praise from customers highlights the satisfaction with the services provided by David and Darby Winters.
D Winters Insurance Services combines decades of personal partnership with active local volunteerism to serve Minnetonka, Minnesota.
D Winters Insurance Services sits on Inverness Road in Minnetonka, about a quarter mile from Minnetonka Boulevard and Burwell Park. The office is also near Plymouth Road and Minnetonka Mills Park, both within a third of a mile.
BizScoreAI gives the business a Technical score of 85 out of 100, meaning the website is secure and easy for search engines to read without errors. The Discoverability score is 83 out of 100, which ensures AI crawlers can find every page so the business can be recommended by AI assistants.
BizScoreAI scanned the website dwintersinsurance.com on May 13, 2026. D Winters Insurance Services has a BizScore of 50 out of 100. The website audit behind the SEO score ran on October 23, 2026.
Website audit sub-scores (out of 100): On-Page 69, Technical 60, Performance 69, Content 43.
Strengths: 3 checks passed. AI Crawler Access, XML Sitemap, About/Team Page.
Areas to improve: 10 checks. FAQPage Schema (failed), Organization Schema (failed), Speakable Schema (failed), Meta Description (failed), Q&A Content (failed), AI-Parseable Headings (failed), BreadcrumbList (warning), AggregateRating (warning), llms.txt (warning), Author Signals (warning).
Browse: Businesses in Minnetonka, MN · Insurance Agent in Minnesota · Businesses in Minnesota
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