Lake Area Mortgage – A Division of Royal Credit Union

Lake Area Mortgage is a mortgage lender in Ham Lake, MN. The company provides expert guidance, competitive rates, and personalized solutions for homebuyers and homeowners. Their services include options to buy, build, refinance, and remodel, with specialized offerings such as Single-Close Construction Loans that cover lot purchases, construction, and permanent mortgage funding. The business maintains a 4.80 rating.

Since 2007, Lake Area Mortgage has served as a top local lender. As a division of Royal Credit Union, the company offers an integrated experience where clients also become members of the credit union. A primary feature of their service is an in-house workflow, where processing, underwriting, and closing departments all operate under one roof to provide a streamlined and flexible loan process. Their team of experienced mortgage loan officers provides local market knowledge to assist first-time homebuyers and those navigating complex financing needs.

The business is located on County Rd E.

Lake Area Mortgage is recognized for its team of award-winning loan officers who are dedicated to helping customers achieve homeownership. The company is known for its commitment to providing a seamless experience through clear communication and professional expertise.

With a reputation for excellence in mortgage services, Lake Area Mortgage continues to provide a solid financial foundation for clients throughout the Ham Lake area.