Public Service Credit Union of Southfield is a credit union in Southfield, Michigan, serving individuals and families with a range of financial services. It offers checking accounts, savings products, credit cards, auto loans, mortgages, personal loans, and financial counseling. The institution has a long-standing history, originally chartered in 1935 for employees of Wisconsin Public Service and their families, and has grown to serve thousands over the past 90 years. It operates with a member-owned cooperative model focused on providing affordable financial solutions. The credit union holds a 4.50 rating based on customer reviews.
The credit union emphasizes financial empowerment through accessible services, including a checking account with a high annual percentage yield on initial deposits, a Powerhouse Money Market account with monthly compounding, and special loan programs such as the Holiday Helper Loan with no credit check. It provides digital banking tools like mobile and online platforms, e-statements, bill pay, and person-to-person payments. Members can also access financial counseling and a variety of loan and savings products tailored to personal goals.
The credit union is located on W Nine Mile Road in Southfield, Michigan. It is situated in a commercial area of the city, serving the local community with accessible financial services. Its physical presence supports the needs of residents in the Southfield area, offering in-person and digital access to banking solutions.