Dirigo Federal Credit Union of Scarborough

Dirigo Federal Credit Union of Scarborough is a Credit Union in Scarborough, ME, located at 424 Payne Rd. It holds a rating of 0 based on 0 reviews.

The credit union provides personal and business banking services to individuals who live, work, worship, or attend school in Androscoggin, Cumberland, Franklin, Kennebec, Knox, Lincoln, Oxford, Sagadahoc, Somerset, or York counties, as well as New Gloucester. Its product offerings include vehicle loans with flexible terms and no application fees, home loans for purchasing or refinancing, and the Fixed-Rate Platinum Credit Card with a 5.95% introductory APR. Featured rates include a 60-month auto loan at 4.64% APR and a 15-month IRA at 4.00% APY. Members can access digital banking tools through the Dirigo FCU app, which allows them to check balances, transfer funds, view transaction history, get text or email balance alerts, and deposit checks using mobile capture. The institution has partnered with Unifimoney to offer direct investing in stocks, ETFs, crypto, and precious metals ETFs within its online and mobile platforms. Additional digital services include bill pay, mobile payments, and wire transfers.

The credit union is part of a larger network that includes the SURF Network, a surcharge-free ATM network with over 250 locations, and shared branching access to more than 5,000 locations. The institution emphasizes cybersecurity, stating it will never request sensitive details like full social security numbers, bank account numbers, debit or credit card numbers, CVV, or PINs via email, website forms, unsolicited online chats, or phone calls. Contact options include a main line at 1-800-281-5435, debit card activation at 1-800-992-3808, lost or stolen debit card reporting at 1-800-472-3272, and 24-hour credit card service at 1-866-691-6231.

Dirigo Federal Credit Union of Scarborough offers a comprehensive suite of banking and investment tools for residents throughout the surrounding Maine counties.

The credit union sits on Payne Road, just a short walk from the intersection with Gorham Road. It is located near Eight Corners Primary School and the Maine Turnpike, with the Nonesuch River and Red Brook nearby.

BizScoreAI gave the business a Technical score of 90 out of 100, which ensures the website is secure and readable for search engines. It also received a Discoverability score of 75 out of 100, meaning AI crawlers can find every page and potentially recommend the business. The credit union ranks number 2 of 3 Credit Union businesses that BizScoreAI has scored in Scarborough.