UMassFive College Federal Credit Union of Amherst

UMassFive College Federal Credit Union of Amherst is a mortgage broker serving individuals and families in Amherst, Massachusetts. As a member-owned, non-profit financial institution, the credit union offers personalized mortgage solutions including 5/5 ARM loans and specialty financing options such as sustainability loans for solar projects, energy conservation, and farm shares. Their services are designed to support financial well-being across the Pioneer Valley, with a focus on accessible, member-focused lending. The credit union maintains a strong reputation, reflected in its 4.50 rating from satisfied customers.

The credit union emphasizes a cooperative model where members collectively own and benefit from its operations. Rather than prioritizing external investors, earnings are reinvested into lower rates, member rewards, and enhanced services. This commitment is evident in offerings like the uChoose Rewards program, competitive dividend rates, and tailored financial guidance. Their mortgage services are part of a broader suite of products including auto loans, checking accounts, savings, and credit protection services such as GAP Plus, Credit Life, and Mechanical Repair Coverage. The team includes experienced professionals with deep local knowledge, including a Chief Commercial Officer who is also a local business owner and CFA, underscoring their community-driven approach.

Located on Campus Center Way, the credit union sits just a short walk from the University of Massachusetts Amherst, adjacent to the Science & Engineering Library and Metawampe Lawn. It is situated near North Pleasant Street and Governors Drive, within easy reach of campus and downtown Amherst.

With a strong focus on ethical banking, member benefits, and community investment, UMassFive stands out as a trusted financial partner in Amherst, combining cooperative values with practical, accessible mortgage and lending solutions for residents and local businesses.