First County Federal CU

First County Federal CU is a credit union in Muncie, IN, located at 1100 W 11th St. It serves the financial needs of Delaware County, Indiana, offering free checking, savings options, and a variety of loan products including personal loans, home equity loans, and vehicle loans. The credit union provides real help for real people with physical branches on Muncie’s diverse south and east sides. Membership is open to anyone who lives, works, goes to church, or goes to school in Delaware County. It holds a 4.10 rating based on customer reviews.

First County Federal Credit Union was founded in 1961 as C.M. Employees Federal Credit Union, with an original membership group comprised of employees at the nearby Chevrolet Motors Division. The mission was to promote thrift among members and create a source of credit for provident or productive purposes. In 2004, Avondale FCU changed to a community charter and became First County Federal Credit Union to better serve all working families in Muncie and Delaware County. As a member-owned financial cooperative, it operates on the principle that members are owners, not just customers.

The credit union offers competitive loan products with rates as low as 8.49% APR for personal loans and 7.00% APR for other personal loans, along with home equity loans from 9.9% APR and VISA credit cards. Members can access home banking through Member.Net and Perfect Teller. Additional services include money orders, cashier’s checks, wire transfers, notary public services, night deposits, MasterCard gift cards, and foreign currency purchases. TruStage Insurance provides low-cost term and whole life insurance options, as well as accidental death and disability coverage.

First County Federal CU is known for its free checking and competitive loan rates, reflecting a positive rating from the customers who have reviewed it. Founded in 1961, it has served the Muncie and Delaware County community for decades as a member-owned cooperative.

First County Federal CU brings its long history of member-owned service and competitive financial products to the heart of Muncie, Indiana.

BizScoreAI gives First County Federal CU a Content Quality score of 100 out of 100, meaning the website answers customer questions clearly so AI assistants can quote it directly. The business also earns a Technical score of 82 out of 100, showing the site is secure and easy for search engines to read without errors.