Masuda Lehrman Wealth of Honolulu

Masuda Lehrman Wealth is a Financial Planner in Honolulu, HI, located at 987 Queen St. The firm provides fee-only fiduciary financial planning and investment management services to retirees and pre-retirees in Hawaii, as well as clients nationwide via virtual meetings. It specializes in retirement planning for individuals with one million dollars or more in savings, focusing on coordinating income, investments, taxes, and estate planning into a single strategy. It holds a rating of 5.00 based on 18 reviews.

Daniel Masuda Lehrman, the founder and a CERTIFIED FINANCIAL PLANNER professional with an Economics degree from the University of Michigan, leads the practice. Prior to establishing the firm, he spent ten years at Vanguard, Fidelity, and Charles Schwab, where he advised nearly a thousand households. He founded the firm to offer a different experience than traditional large firms, providing direct access via cell phone and flexible meeting times, including evenings and weekends. The firm operates as a fee-only, commission-free fiduciary, meaning compensation comes directly from clients and no products are sold.

The planning process follows a five-step path beginning with a 90-Day Retirement Roadmap to answer critical questions and prioritize decisions. This is followed by implementation and ongoing wealth management, where investments are managed at Charles Schwab in the client’s name. Services include building low-cost diversified portfolios, coordinating Social Security claiming strategies, managing Medicare enrollment to avoid penalties, and sequencing withdrawals to minimize taxes. The firm also assists with estate planning documents, insurance policy reviews, and bridging health insurance coverage before Medicare eligibility.

The firm maintains a solid reputation among the customers it has served, reflected in its perfect 5.00 rating from 18 reviews. As a fee-only fiduciary registered with the State of Hawaii, it provides transparent, client-aligned advice without commission incentives.

Masuda Lehrman Wealth combines a decade of experience at major financial institutions with a personalized, fiduciary approach to help Honolulu retirees secure their financial futures.

The firm sits on Queen Street in Honolulu, just a tenth of a mile from Straub Medical Clinic and Ward Avenue. It is also about a fifth of a mile from the Ward Entertainment Center and Kapiolani Boulevard.

BizScoreAI gives the website a Technical score of 90 out of 100, ensuring the site is secure and easily readable by search engines. A Discoverability score of 75 out of 100 means AI crawlers can access every page, which is the necessary first step for an AI assistant to recommend the business.