CGR Credit Union of Macon

CGR Credit Union of Macon is a credit union in Macon, Georgia, located at 2040 Ingleside Ave. It operates as a not-for-profit financial cooperative, meaning members become shareholders and owners of the institution, and earnings above required reserves are returned to members through lower interest rates on loans and competitive dividends on savings. The credit union offers checking and savings accounts, auto loans, mortgages, HELOCs, Visa credit cards, and debit and check card services. Its debit card provides access to funds directly from a Share Draft Checking account, with purchases listed on monthly statements, and can be used at any ATM terminal displaying the MoneyPass, CO-OP, and SUM logos. Members can link their debit card to a digital wallet and access accounts through Timely Teller, a 24-hour telephone response system, and E-Branch/Home Banking. Direct deposit is available for payroll, Social Security, pension, and other recurring checks, and online bill pay is free with direct deposit. Payroll deduction lets members set aside amounts from each paycheck for savings, loan payments, or IRA deposits. The credit union also maintains branches at Atrium Health Navicent on Pine St., on N Cobb St. in Milledgeville, and on Highway 96 at Lake Joy. The Ingleside Avenue location sits about 0.1 miles from Riverside Drive, 0.3 miles from Vineville Branch creek and Hutchings Career Center, and 0.5 miles from Murphy Park. It holds a rating of 3.30.