The Southern Credit Union is a Credit Union in LaGrange, GA. It provides a full range of banking services to individuals and families in LaGrange and the surrounding Fayette County area, including checking and savings accounts, youth accounts, auto financing, home equity lines of credit, and overdraft protection. Founded in 1963, the institution draws on decades of experience serving local members and currently holds a 3.60 rating on its public profile.
As a federally insured, not‑for‑profit financial cooperative, The Southern Credit Union returns earnings to its members through higher dividend rates on deposits, lower interest rates on loans, and reduced or waived fees on many products. Membership is owned by the members themselves and overseen by a board elected from the membership. The credit union emphasizes convenient digital access, offering a modern online banking platform that lets members manage accounts, transfer funds, view recent transactions, and customize their home page. Additional member services include secure online forms for address changes, loan applications, check copies, and stop‑payment requests, as well as dedicated support for protecting accounts against fraud.
With a long‑standing commitment to putting members’ financial goals first, The Southern Credit Union stands as a locally rooted, member‑owned institution that helps LaGrange residents build and protect their financial wellbeing.
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