Essex Mortgage of Ocala

Essex Mortgage is a mortgage broker in Ocala, FL, located at 1417 N Magnolia Ave, Suite A. It holds a rating of 4.80 based on customer reviews. For more than three decades, the family-owned business has helped generations of families achieve homeownership. The company offers a variety of loan options to suit individual financial needs, including FHA, conventional, DPA, and Non-QM loans.

The mortgage process begins with a consultation with a licensed loan officer who reviews the financial profile to determine the best product. Customers can fill out a mortgage loan application online, in person, or over the telephone. Once the application and supporting documents are received, the business issues a pre-approval letter. The business can refer a Realtor to assist with the home search. After receiving a fully executed purchase contract, disclosures are issued, and the loan goes into processing. A title report is ordered, and the Realtor opens escrow. The business collects a credit card to pay for an appraisal, which is the only upfront cost. While waiting for the appraisal, the processing department reviews the file and requests additional documents if needed. The file moves to underwriting for a credit decision. After final approval, final disclosures are issued. The loan can close three days after the customer acknowledges receipt of these disclosures. The lender sends closing documents to a title company, which arranges for signing. Once documents are signed and funding conditions are met, the title is recorded.

Essex Mortgage also provides mortgage subservicing solutions tailored to specific needs. The Servicing Department can be contacted at 888.892.0881. Customers can log in to the Customer Portal for general information, tax forms, documents, payoff requests, statements, or making payments. The Rate Review service shops for the best policy year-round and helps resolve carrier challenges. The business is accessible via phone, email, or an online form, with a commitment to responding to inquiries promptly.

Essex Mortgage is located on N Magnolia Ave, about a tenth of a mile from Northwest 10th Street and Northeast 14th Street.

BizScoreAI gives the business a Schema and Structure score of 100 out of 100, which ensures that AI assistants and search engines understand exactly what the business is and what it offers. The Technical score is 85 out of 100, meaning the website is technically sound, secure, and indexable so search engines can read it without errors.