Southernmost Federal Credit Union

Southernmost Federal Credit Union is a credit union in Key West, FL, located at 1004 Kennedy Dr. It operates as a member-owned financial institution where individuals become owners through their membership. To join, members must meet specific field of membership requirements. The credit union offers a range of financial services including accounts, home loans, vehicle loans, and mortgage assistance. For mortgage needs, it has partnered with AmeriCU Mortgage to provide programs and rates. Members can access internet home banking, apply for loans online, and view share rates and terms. The institution provides contact information at (305) 296-6568 and fax at (305) 296-7341. Emergency contact for lost or stolen debit cards is available at (800) 472-3272 or (800) 262-2024. Operating hours are Monday, Tuesday, and Thursday from 8:30-5:00, Wednesday from 12:00-5:00, and Friday from 9:00-6:00. It also provides links to resources such as NADA Guides, Emergency Financial Preparedness, the Social Security Administration, Redcross, and the NCUA.

The cooperative structure of the credit union is designed to offer advantages over other financial institutions. Members can expect personalized service, with staff working closely to address concerns and find suitable financial programs. The credit union holds a 4.40 rating based on customer reviews. This positive feedback reflects the satisfaction of those who have utilized its services. As a member-owned entity, Southernmost Federal Credit Union focuses on providing financial products tailored to its community.

Southernmost Federal Credit Union serves Key West with member-focused banking and lending options. Its location at 1004 Kennedy Dr. places it centrally in the city for local financial needs.

The business sits on Kennedy Drive, just a tenth of a mile from the Clayton Sterling Baseball Complex and North Roosevelt Boulevard.

BizScoreAI gives the website a technical score of 81 out of 100, which ensures the site is secure and easily readable by search engines without errors. It also achieves a discoverability score of 75 out of 100, allowing AI crawlers to access every page so the business can be recommended by AI assistants.