First Federal Bank

First Federal Bank is a credit union in Fernandina Beach, FL. It provides personalized banking services to individuals and businesses, offering checking, savings, and loan products. The institution serves customers with a wide range of financial tools, including SBA and USDA lending options, mortgages, and consumer loans. With a rating of 4.80 based on customer reviews, the bank reflects a high level of satisfaction among those who have used its services.

The bank offers flexible mortgage solutions for various situations, including JUMBO, VA, Construction-to-Permanent, FHA, USDA, and Conventional loans. It also provides down payment assistance for first-time buyers and has loan officers who speak Spanish. For businesses, First Federal Bank offers checking, savings, credit cards, and lines of credit, including a 12-month business line of credit secured by real estate. The bank supports everyday financial management with debit cards that earn points on purchases and low-interest credit cards. It also provides interactive teller services and extended hours from 7 am to 7 pm ET.

Located at 1891 S 14th St, the branch is situated about 0.2 miles from the Amelia Musical Playhouse. It is approximately 0.3 miles from Sadler Road and 0.4 miles from the Fernandina Beach Post Office. The area is also near South 8th Street, which is about 0.3 to 0.5 miles away depending on the specific segment.

First Federal Bank is known for its positive customer rating and its comprehensive range of personal and business banking services in Fernandina Beach. Its focus on personalized service and diverse lending options makes it a notable financial institution in the local community.