Cero Balance, Inc.

Cero Balance, Inc. is a Bankruptcy Attorney in Lomita, CA. The firm operates as a debt relief agency helping individuals achieve a new financial start through the Bankruptcy Code. It assists clients with Chapter 7, 11, 12, and 13 filings, addressing debts such as student loans, taxes, automobile loans, and credit card balances. The firm serves clients in the Central District of California, including Los Angeles, Riverside, Orange, San Bernardino, San Luis Obispo, Santa Barbara, and Ventura County. It holds a rating of 4.90 based on customer reviews.

Established in 2017, the firm has filed over 1,200 cases in the Central District of California with a success rate of 95%. The legal team is led by Lauren Mayfield, Esq., who earned her J.D. from Chapman School of Law in 2010 and her B.A. from the University of California, Santa Barbara in 2006. She brings over seven years of experience to the practice. The firm emphasizes a collaborative approach, with receptionists, legal assistants, and attorneys working together to provide an efficient experience.

The firm provides free consultations to gather information regarding a client's debt and determine the most beneficial form of relief under the Bankruptcy Code. Prospective clients are advised to bring specific documents to their first appointment to ensure the petition, schedules, and statement of financial affairs are prepared correctly and filed with the bankruptcy court. The firm notes that a record of bankruptcy stays on credit reports for 10 years and that trustees may sell non-exempt properties in Chapter 7 cases, whereas Chapter 13 allows debtors to keep properties while making monthly payments for up to five years.

The firm is known for its high customer satisfaction, reflected in its 4.90 rating. Its established presence in the region and high case volume demonstrate its role in helping residents navigate complex financial challenges.

Cero Balance, Inc. combines extensive experience in the Central District of California with a high success rate to provide clear legal pathways for debt relief in Lomita.

BizScoreAI gives Cero Balance, Inc. a Technical score of 82 out of 100, which means the website is technically sound, secure, and indexable so search engines can read it without errors. The firm also earns a Content Quality score of 75 out of 100, showing the website answers customer questions and describes its pages clearly for AI assistants to quote.