Capital Wealth

Capital Wealth is a Financial Planner in Harrisville, UT, located at 1850 W Ashton Blvd Suite 175. The firm operates as a fee-based fiduciary practice that writes Retirement Money Maps to coordinate pensions, 401(k)s, IRAs, and Social Security into a single plan. It serves clients by integrating tax strategy, investment management, and risk mitigation into a coordinated wealth plan. The practice offers services including portfolio management, Social Security timing analysis, estate planning coordination, and 401(k) and IRA rollover guidance. It holds a rating of 4.90 based on customer reviews.

Founded in 2009, Capital Wealth operates on a rule of fiduciary, fee-based, planning first. The firm has written over 2,000 Retirement Money Maps since its inception. Mike, the principal, hosts Retire Right Radio, where he answers listener questions on tax strategy, Social Security, and Roth conversions. The firm’s approach centers on pulling scattered financial fragments into one document. This process involves a three-phase method: discovery, execution, and lifetime support. The discovery phase is a single complimentary meeting. The execution phase typically takes one to three months to implement strategies. The final phase provides ongoing portfolio management and plan adjustments.

The firm utilizes a proprietary three-phase process to transform scattered accounts into a coordinated strategy with year-by-year cash flow projections. It employs a 3 Bucket Strategy that organizes investments into a cash bucket for immediate needs, an income bucket for steady returns, and a growth bucket for long-term wealth building. This structure aims to manage sequence of returns risk by keeping one to three years of expenses in cash. The practice also manages tax planning across taxable, tax-deferred, and tax-free accounts. This includes multi-year Roth conversion strategies to minimize lifetime tax burden. The firm coordinates with estate attorneys to align financial plans with legal documents and beneficiary designations. It assists with rollovers from employer plans to IRAs or Roth accounts, analyzing fees and investment options to determine the best path. The firm also provides TSP management and rollover guidance for federal employees.

Capital Wealth is known for its fiduciary, planning-first approach and its focus on helping retirees and pre-retirees manage lifetime taxes and reliable retirement income. The firm’s reputation is built on providing clear, written Retirement Money Maps that unify complex financial lives. By prioritizing planning over product sales, it delivers reliable retirement income strategies to its local clients.

Capital Wealth combines its fee-based fiduciary structure with specialized tax and estate coordination to support Harrisville residents in securing their financial futures.

BizScoreAI awards Capital Wealth a perfect 100 out of 100 for its Discoverability score, which ensures AI crawlers can access every page of the website so the business can be recommended by AI assistants. The firm also achieves a 92 out of 100 Technical score, confirming the site is secure and error-free for search engines. Additionally, Capital Wealth ranks number 1 of 4 Financial Planner businesses that BizScoreAI has scored in Harrisville.