First Carolina Insurance

First Carolina Insurance is an independent insurance agency in North Charleston, SC, located at 4900 O'Hear Ave. The agency specializes in personal and business insurance solutions, offering services that include homeowners, life, personal vehicle, and recreational vehicle insurance for individuals, as well as comprehensive coverage options for businesses. As an independent agency, it works with multiple insurance carriers to provide clients with various choices regarding coverage, price, and policy structure. The agency has served SC for over 20 years, focusing on tailoring insurance solutions to fit specific client needs and budgets.

The agency was founded by Albert Doria, Jr., who began his insurance career in 1994 after graduating from Charleston Southern University with a degree in Business Administration. He started working for a national insurance company in SC and Florida, handling auto, home, business, and life policies before moving into claims adjustment. In 2000, Doria founded his first agency in Naples, Florida, and later expanded his operations into SC by establishing First Carolina Insurance. The company’s approach centers on three core principles: caring for each individual client, educating and protecting clients, and supporting the local community. The agency emphasizes an independent model, meaning it works for the client rather than for specific insurance companies. Jennifer L. Doria serves as the Vice President of Finance, supporting the leadership team that manages the agency's operations in both the Lexington and Charleston offices.

The North Charleston office operates Monday through Friday from 9:00 am to 5:00 pm, with a daily lunch closure from 12:00 pm to 1:00 pm. Clients can contact the office at 843-531-9960 to request quotes, make payments, file claims, or update policy information. The agency provides free, no-obligation quotes and aims to make the insurance process easy to understand for its customers.

First Carolina Insurance brings more than two decades of experience to the North Charleston market, offering personalized coverage options for families and businesses seeking an independent perspective on their insurance needs.