Palmetto State Home Mortgage

Palmetto State Home Mortgage is a mortgage broker in Greenville, SC, specializing in VA, FHA, USDA, and conventional home loans. The company serves residents across SC, offering financing options for primary homes, manufactured and mobile homes, and a range of refinances and purchase loans. With a founder who is a Marine Corps veteran and over 80 combined years of experience on the team, Palmetto State Home Mortgage emphasizes accessibility, affordability, and personalized service. The company is known for working with borrowers who have credit scores as low as 560, offering 100% financing through USDA and FHA programs, and providing low closing costs with no minimum requirements or lender overlays. It has earned an A+ rating with the Better Business Bureau and is recognized as the #1 ranked Mortgage Broker for Business Rate in Greenville for 2024, 2025, and 2026. The company also holds the distinction of being the official mortgage partner of the Greenville Triumph Soccer Club and supports the WLS Foundation, which strengthens veterans and their families.

The team at Palmetto State Home Mortgage includes Shawn Ezell, the founder and owner, who served in the U.S. Marine Corps as an Aviation Tactical Information Specialist and was awarded a Navy Achievement Medal. He entered the mortgage industry in 2001 and has since worked with multiple mortgage banks and brokers. His team includes loan processors and loan officers with deep roots in the Upstate region, including Navy Veteran Chad Frazier. The company works with a network of wholesale lenders who offer loan programs not available through traditional banks, allowing them to provide flexible solutions for a wide range of borrowers.

Palmetto State Home Mortgage is located at 538 Old Howell Road, Suite 101, in Greenville, SC. The office sits within the city’s established commercial corridor, accessible from major local roads and situated near key regional infrastructure.

The company’s strong local reputation is reflected in its 4.90 rating from 252 reviews, underscoring consistent customer satisfaction and a proven track record of delivering on promises. Its high volume of reviews and sustained excellence in service demonstrate trust and reliability in the Greenville market.

As a trusted name in SC home financing, Palmetto State Home Mortgage stands out for its veteran-led leadership, commitment to inclusive lending, and ability to deliver results where others may not.

Services:

• Conventional home loans
• FHA mortgage loans
• Manufactured & mobile home loans
• USDA rural housing loans
• VA mortgage loans