Community Credit-Greenville is a loan agency in Greenville, SC. It offers small personal installment loans to residents who may not qualify for traditional financing due to poor credit. The business considers the whole picture when making lending decisions, looking at source of income, stability of residence, existing debt obligations, and personal circumstances rather than relying solely on a credit score. This approach is designed to help borrowers manage unexpected expenses such as medical bills, auto repairs, home repairs, travel, and back-to-school costs while rebuilding their credit over time. The company has been operating since 2008 and emphasizes flexible monthly payment dates that align with the borrower's income schedule.
The application process is structured to be quick, with a decision typically reached within hours. Borrowers are required to provide a verifiable source of income, verifiable residence, direct deposit, a SC Driver’s License or Government ID, and a social security card. The business maintains two locations in Greenville to serve the local area. This specific branch is located at 6514 White Horse Rd, in the Berea area of Greenville. It sits on White Horse Road, about a tenth of a mile from the highway itself. Nearby landmarks include Doctors Care, a clinic located about a tenth of a mile away, and Westcliffe Elementary School, which is about three-tenths of a mile from the office. Further out, Long Branch creek and Huffs Lake are both within six-tenths of a mile of the location.
Community Credit-Greenville holds a rating of 2.80 based on 22 reviews. The business focuses on providing small personal loans to individuals in Greenville, SC, with an approach that prioritizes the borrower's ability and willingness to repay over their credit score history.
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