NACA is a mortgage broker in Columbia, SC. The organization provides affordable homeownership solutions through character-based lending, offering specialized programs that feature no down payment, no closing costs or fees, and no mortgage insurance. With a 4.60 rating from 476 reviews, NACA serves working people by providing below-market fixed-rate mortgages without the consideration of credit scores.
For 36 years, NACA has operated as a non-profit community advocacy and homeownership organization dedicated to closing the racial wealth disparity gap. The organization utilizes a mission-driven approach to help individuals move from renting to homeownership, having assisted 500,000 homeowners and provided 75,000 NACA mortgages. Their services include honest counseling to help those with credit challenges purchase homes or modify predatory loans. Beyond mortgage services, the organization engages in community advocacy and has expanded into initiatives such as building affordable modular homes.
Located on Dutch Square Blvd, the office is situated about 0.1 miles from Dutch Square Mall and a short drive from the Dutch Fork Post Office. The area is also near Saint Andrews Middle School and H B Rhame Jr Elementary School.
NACA maintains thorough, well-documented business information available online, and their website is well-optimized for search engines to read cleanly.
NACA remains a vital resource for achieving the dream of affordable homeownership within the Columbia community.