First Reliance Bank of Columbia

First Reliance Bank of Columbia is a full-service financial institution in Columbia, SC, serving individuals and businesses with a wide range of banking solutions. The bank offers personal banking services including checking and savings accounts, debit cards, personal loans, credit cards, and retirement accounts such as IRAs. It also provides mortgage lending with options for first-time homebuyers, conventional fixed-rate loans, FHA, USDA, VA, medical professional, construction, and real estate investor financing. Business clients benefit from tailored services like business checking and savings accounts, merchant services, treasury solutions, lines of credit, and commercial real estate loans. With a strong digital presence, the bank supports online and mobile banking for both personal and business accounts, along with tools for loan applications, mortgage payments, and fraud education. Serving the greater Columbia area, it maintains a reputation for reliability and customer satisfaction, reflected in its perfect 5.00 rating from 14 verified reviews.

The bank emphasizes accessibility and education, offering comprehensive tools such as credit score checks, financial checkups, spending analysis, and dedicated fraud prevention resources for both personal and business clients. Its website provides clear, well-structured information across all service lines, from loan applications to account management, ensuring customers can navigate services with ease. The bank maintains a network of physical branches across SC, including locations in Florence, Greenville, Lexington, Mount Pleasant, Columbia, Simpsonville, and West Columbia, in addition to its digital branch, allowing clients flexibility in how they engage with their financial needs.

The bank is located at Bank of America Plaza, 1901 Main Street, Suite 195, in the heart of Columbia’s downtown district. Situated on Main Street, it lies within close proximity to key civic and cultural institutions, including the SC State House and the Columbia Metropolitan Airport, making it a convenient destination for both local residents and visitors.

First Reliance Bank of Columbia stands out for its thorough, well-documented online presence and a website designed for clarity and ease of navigation. This commitment to transparency and user-friendly access strengthens its reputation as a trusted financial partner in the region. With a strong foundation in both digital and physical service delivery, the bank continues to build lasting relationships across the communities it serves.

As a cornerstone of financial services in Columbia, First Reliance Bank of Columbia combines personalized support with modern banking tools, reinforcing its role as a reliable, locally rooted institution in the city’s evolving financial landscape.

Services:

• Business Banking
• Commercial Real Estate Loans
• Merchant Services
• Mortgage Loans
• Mortgages
• Online & Mobile Banking
• Personal Banking
• Personal and Business Banking