Robert Chianese, Licensed Agent – New York Life

Robert Chianese, Licensed Agent - New York Life is a life insurance agency in Charleston, SC. As a dedicated financial professional for New York Life, the agency provides personal guidance and recommendations to help clients protect their families, grow wealth, and create financial security. Services include term life insurance for temporary coverage, whole life insurance for permanent protection and cash value accumulation, universal life insurance for flexible long-term coverage, and variable universal life insurance for investment-focused growth. The agency also offers long-term care insurance to cover in-home or facility care costs, and individual disability insurance to replace lost income if sickness or injury prevents work. Clients can also explore annuities to convert retirement savings into a guaranteed income stream. New York Life agents speak more than 20 languages and are located across the country, allowing clients to choose a professional who understands local community values.

The agency offers specific product options tailored to different financial stages. Term life policies are available for 10, 15, or 20 years, with options for level premiums or temporary coverage that can be converted to permanent policies. Whole life insurance guarantees a payout and builds cash value that is tax-deferred and eligible for dividends, with premiums that never increase. Universal life insurance allows clients to adjust premium amounts and coverage levels as needs change, while variable universal life insurance enables investment of cash value in market-based options like mutual funds. Long-term care insurance covers home or facility care, planning services, and support equipment, with options to protect against inflation. Individual disability insurance, including the MyIncome Protector policy, replaces a portion of income and stays with the client even if they change jobs. Annuities offer fixed, indexed, or variable options to balance growth and security, with tax-deferred earnings until withdrawal.

The agency is located at 100 Coastal Dr Ste 300 in Charleston. It holds a rating of 5.00 based on 5 reviews.

Robert Chianese, Licensed Agent - New York Life stands out in Charleston for offering a full range of life insurance and annuity products through a dedicated local professional.

Services:

• Long-term Care Insurance
• Long-term care insurance
• Term Life Insurance
• Term life insurance
• Universal Life Insurance
• Universal life insurance
• Variable Universal Life Insurance
• Variable universal life insurance