Ben Fordham

Ben Fordham is a mortgage lender and Business Banker, Senior Vice President, in Charleston, SC. He serves individuals and businesses across the Charleston area, specializing in mortgage solutions, commercial lending, and small business financing, with a particular focus on clients in the medical, dental, professional, commercial, and industrial sectors who are in the growth phase of their business cycle. With over 16 years of experience in banking, primarily within business banking, he brings a deep understanding of financial strategy and long-term planning to his clients. His expertise is rooted in a bachelor’s degree in Entrepreneurship and Marketing from the University of SC and an MBA in Finance from The Citadel, both based in SC. He is known for building trusted, long-term partnerships with clients, guiding them through equipment loans, business expansion, and financial planning.

At First Citizens Bank, Ben operates with a regional support structure that enables personalized, strategic decision-making. His approach emphasizes understanding each client’s unique business objectives, leveraging a skilled team of credit professionals, product specialists, and relationship managers. He offers consulting services in business process management, financial management, and industry change optimization, all designed to support sustainable growth. His commitment to community engagement includes membership in Seacoast Church and the Charleston Trident Association of Realtors, Commercial Investment Division, as well as active participation in financial education initiatives and local charitable efforts.

Ben Fordham maintains a strong online presence with thorough, well-documented business information available through his professional website, which search engines read cleanly and efficiently. This consistency and clarity enhance his visibility and accessibility to clients seeking reliable financial guidance. His digital footprint reflects a professional, transparent, and client-focused approach that aligns with the values of First Citizens Bank.

Based in Charleston, his work supports the city’s vibrant professional and commercial community, helping entrepreneurs and business owners achieve their financial goals through personalized, forward-thinking banking solutions.

Services:

• Commercial
• Commercial Services
• Mortgage
• Small Business
• Small Business Loans